How To: Sell Your Home and Buy Another at the Same Time – Episode 1

How To: Sell Your Home and Buy Another at the Same Time - Episode 1

Video 1 in a 3 part series. In Episode 1 we discuss the advantages and disadvantages of

1. SELL FIRST, THEN BUY.

Do you want to purchase a new home, but simultaneously need to sell your current house? Does the process of doing both at the same time seem too risky and quite frankly scary because you think you won’t have anywhere to live in the meantime?

Whether you’re a Baby Boomer downsizing to a home to finally retire in, or you’re ready to move up to a larger house, wouldn’t you agree that being a buyer can be tough in today’s market? Although transactions are closing rapidly, there’s no guarantee that your NEW dream home will close at the same time as your OLD dream home, is there? Selling and buying at the same time is a delicate dance, but it is totally doable. There are a few ways to pursue this plan.

In this 3 Part video series: HOW TO SELL & BUY AT THE SAME TIME, we are going to explain the 3 different strategies behind buying another home and selling your current home at the same time and which one applies best for your unique situation.

Strategy #1: SELL FIRST, THEN BUY
The first strategy is to professionally market and sell your house and then, as a highly qualified buyer, purchase and own your next home. This is the strategy of choice by the majority of our clients.

Disadvantages:
-If a buyer is unclear about what kind of home they want next and need more time to go house shopping, then this could include a double move or temporary rental accommodations. This can be a disruptive experience, right?

Advantages:
-This strategy allows you to get top dollar for your home. You’ll be less tempted to drop the price or to take the first offer that is below asking since there’s no pressure to immediately buy the next home. No one wants to leave money on the table, do they?

-Another advantage is that you know exactly how much you can spend on your new home since your profits are now in the bank, rather than tied up in a property and immediately accessible to use towards down payment. Being fully qualified has its advantages, doesn’t it?

Overall, selling first and then buying may occasionally require you to rent between purchases, it does allow you not only to earn top dollar on your old dream home, but with your cash on hand, makes you a highly qualified buyer for your NEW dream home.

Want to tell us about your experience with selling and buying LEAVE A COMMENT BELOW.
Subscribe to our YouTube channel for notifications of PART TWO & THREE of this series.
Have a question? send us an Email at claudioingleton@gmail.com
Click on the link below to schedule a 1on1 Appointment to explore your unique options.
For more information visit anabellingleton.com

Century 21 King REALTOR
Anabell Ingleton and Claudio Ingleton of The Ingleton Group
Local Area Expert, Neighborhood Specialist
Heritage Village, Village of Heritage

Homes For Sale, New Listing, as seen on Zillow Trulia Homes REALTOR & claudioingleton.com

Claudio Ingleton 909-561-5715
BRE LIC #01893628
claudioingleton@gmail.com
www.claudioingleton.com

Anabell Ingleton 909-685-3094
BRE LIC #01897305
anabellingleton@gmail.com
www.anabellingleton.com

Century 21 King is the biggest real estate office in Rancho Cucamonga, to serve you in buying and selling a home.

Located at: 8338 Day Creek Blvd #101, Rancho Cucamonga Ca 91739

Insurance Against Identity Theft In USA

Identity theft is one of the fastest growing crimes in the world today and, with increasing technology, it is getting more and more common. Identity theft victims spend hours, as well as a great deal of money, trying to recover their financial identity. Most financial institutions, including your bank and credit card holders, will reimburse you for any fraudulent charges that are a result of identity theft, but they do not offer any other assistance. Most identity theft victims are forced to spend time away from work, making phone calls and preparing and sending various documents, to repair their marred credit report. This adds to the expenses of recovering from identity fraud and is usually the sole responsibility of the identity theft victim.
Identity theft insurance is one way to protect yourself against identity thefts unexpected expenses. Identity theft insurance services are becoming more and more popular as identity theft crimes continue to increase. This insurance is very affordable and can be found as a self-sufficient policy or you can add identity theft insurance to your regular home insurance policy. Identity fraud insurance will reimburse an identity theft victim for all those expenses relating to your credit repair that are not covered by the institutions holding the accounts. With an identity theft insurance policy, you can recover the wages you lost taking time away from work to deal with repairing your credit. You can also recover the costs of mailing certified documents, long distance charges associated with the crime, and professional fees like money paid to a lawyer or to have documents notarized.
Finding an Identity Theft Insurance Policy
There are millions of new identity theft victims each year and it becomes more and more difficult for these individuals to repair their credit and restore their own financial identity. Many victims are not even aware that their identity was stolen for months and once they discover the crime, they have no idea how it happened. Most major credit card issuers have policies in place to protect their clients from these crimes. Review your credit institution’s terms and policies on fraud and ask about possible identity theft insurance services they may offer. There are also a large number of credit monitoring services available. These services watch purchase activity on your credit card and alert you to anything that may be suspicious.
If you feel the charges may be the result of credit card identity theft, you can cancel the accounts at once and investigate the causes, avoiding the possibility of further damage to your credit. You should become familiar with the procedures of each of your credit card and bank accounts in the case of a lost or stolen card. If you do become an identity theft victim, it is important to know how and when the crime occurred. Keeping an active role in your credit activity is the best way to stay informed and will make it much easier to notice identity theft early if it does happen to you. Identity theft insurance is available to give you peace of mind in this event. While fraud insurance may not restore your identity or repair your credit, you know with this protection your expenses will be covered, giving you one less thing to worry about in an already stressful time. There are a few things you should consider when you are looking for the best identity theft insurance coverage for your self.
Things to Consider Before Purchasing Identity Theft Insurance
· Look for a reputable company that offers identity theft insurance.
· Research a business you are unsure of before making a final decision. The Better Business Bureau or online business review sites may provide more information.
· Check for companies that may offer a credit restoration service as part of their fraud insurance package. These services can work with you to restore and repair your credit quickly.
· Review the limits and the restrictions of the policy before signing. Some identity theft insurance policies may not cover certain costs, like legal fees, and some may have limits on expenses, like lost salaries. Also check for age restrictions and deductible amounts.
The company who provides your homeowners or renters insurance may offer identity theft insurance coverage as well. Some auto insurance providers may also offer the service. Combining your policies can save money over separate policies.
Be sure you are completely informed of the features of each identity theft insurance policy you are considering and take the time to compare each company before making a decision.
Protecting Yourself From Identity Theft
The biggest concern for identity theft victims is the devastation this crime causes to their credit history, damage that is sometimes irreversible. Identity theft insurance can’t prevent identity theft from happening, but it can give you a better opportunity to repair the damage that is done. Your awareness, involvement, and identity theft prevention techniques are actually the best identity fraud insurance you can find. Remember to keep your personal information private. Be careful who you give your credit card or bank account numbers to and never give anyone your pin number. If you use a debit card to make purchases, be alert to skimming devices and guard yourself against shoulder surfers who may watch as you enter your pin. Use a shredder to destroy all your sensitive papers and monitor your credit card and banking activity for any suspicious charges.

For More Details, Please Visit: http://idtheftandalert.com/

In this BAFTA shortlisted documentary, Comedian Bennett Arron – who lost everything through Identity Theft and was one of the first major victims of the crime in the UK – proves how easy the crime is to carry out, by first conning the general public and then stealing the identity of the Home Secretary. He was arrested in a dawn raid by Scotland Yard yet he did manage to have the UK Driving Licence Application Form changed.
You can read his story here: www.heardtheoneaboutidentitytheft.com

www.bennettarron.com
Video Rating: / 5

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8. High Credit Card Interest Rates

8. High Credit Card Interest Rates

< param name="film" worth ="// www.youtube.com/v/oPVh6h4Yvq8?color2=FBE9EC&version=3&modestbranding=1"/ > There are reasons that make bank card passion prices so high. High charge card rate of interest prices make having this sort of financial obligation a negative suggestion especially if it compounds extremely swiftly after we acquired things that rapidly shed their value.

Getting a Fresh Start: Tips on How to Rebuild Credit

Have financial troubles in the past caused a much less compared to stellar credit report? Utilize these ideas on how you can restore credit history from Prudent Financial to obtain a new beginning. Call 1-888-852-7647 today.

Hi there, this is Jonathan Ginsberg and I intend to speak to you concerning reconstructing your debt after bankruptcy.

One of the first concerns I receive from potential customers when they are assuming regarding submitting insolvency concerns what comes after insolvency. How could I rebuild my credit score.

Right here is my take on this vital concern.

Initially, the flow of time will instantly trigger a favorable bump to your credit rating. In many cases we are taking a look at 6 months to a year for your credit rating to get to or surpass your pre-bankruptcy credit report. The reason for this is straightforward. The day before you submit, you might have thousands or 10s of hundreds of dollars of financial debt. The day after your personal bankruptcy discharge most or all that financial debt will be gone. Plus the bankruptcy regulation does not permit you to submit one more insolvency for as much as 8 years.

If you were lending loan, that would be a better risk – someone with thousands of bucks of financial obligation that can file BK tomorrow or somebody without financial debt who can not file for 8 years.

So if you do nothing in all you will certainly more than likely see a favorable bounce to your credit report within a year after discharge.

Second, you can accelerate the process by getting as well as making use of credit score properly. This could remain in the type of a safeguarded credit score card that comes to be unsafe, or a cooperative credit union funding, or perhaps getting a good friend or about co-sign on a bank card or other acquisition.

And also, obviously, a growing number of bank card companies are supplying fresh debt to lately released borrowers because they are financial debt complimentary.

If you select to use credit blog post insolvency, of course go out of your means to earn repayments promptly and to stay clear of using greater than 15% of your credit rating line. One suggestion I always suggest: use the suggestion and sharp functions that feature online accessibility. I have my accounts established for automatic bank account draft for the minimum repayment and an email as well as text signal the week prior to my settlement schedules.

Third, draw a credit report – you could get all 3 records free at annualcreditreport.com. Make sure that released financial obligations do not stay your reports.

Finally, think of the questions on a credit rating application. They inquire about your work and also for how long you have stayed in your existing home. Task as well as home security will certainly assist you reconstruct credit report so ideally prevent removaling or altering works while you attempt to restore your credit rating.

The lower line is this: time – 6 months to a year – will recover a lot of the injuries triggered by personal bankruptcy. When you do come back the world of credit score, do so carefully and also very carefully.