Among all the main credit card issuers, American Express has the highest credit quality. With the billions of transactions that flow through its network, American Express can create value for its customers by capturing and analyzing all the information. On average, American Express cardmembers spend about 3X above the ones from MasterCard and 3.5X more than those of Visa. Instead of from lending fees and revolving credit balances, American Express earns most of its revenues from cardmember expenditure and with business that they drive to merchants. For 5 consecutive terms, American Express has earned awards for the best customer satisfaction among credit card companies by J.D. Power and Associates. Concerning industry leading rewards programs and platforms, the company dominates. Globally, American Express sets itself apart with its strong presence across the complete payments chain. American Express serves consumers and businesses by operating the world’s biggest travel network. Millions of transactions are processed daily for high spending cardmembers by American Express. American Express helps companies control their spending and save billions of dollars by providing commercial payment tools and expertise. By delivering purchasing power, flexibility, and financial control American Express helps small business owners succeed. American Express is the world’s largest card issuer by purchase volume.
When pertaining to the Blue by American Express credit cards, there are two popular variations. One Blue by American Express card is known as the Blue Cash Everyday and another Blue by American Express is called the Blue Cash Preferred. The Blue Cash Everyday card has no annual fee, while the Blue Cash Preferred card carries a $ 75 annual fee. The cash bonus is a place where these two Blue by American Express cards differ. The Blue Cash Preferred card has a $ 150 cash bonus, while the Blue Cash Everyday card carries a $ 100 cash bonus. The Blue Cash Everyday version carries a $ 100 cash bonus, while the Blue Cash Preferred version has a $ 150 cash bonus. Between these 2 Blue by American Express cards exists a difference within the cash back earning potential as well. On supermarkets, gas, and department store purchases, the Blue Cash version of the Blue by American Express card earns a higher cash back rate. Both the these Blue by American Express credit cards offers a 0% introductory APR on purchases for 12 months. Between the 2 Blue by American Express credit cards, if you spend somewhere around $ 30,000 a year on your card then the Blue Cash Preferred is going to be the better option.
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American Express is one of world’s most respected service company. Our promise of superior products and extraordinary service is brought alive by our employees. We apply the same service ethos towards our employees as we do to our customers. This enables a people centric organization with a strong focus on championing inclusion. We are committed to creating an inclusive work environment where respect for individual differences is promoted, where unique contribution of each employee is valued and where every employee is encouraged to develop to his fullest potential.
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