Travel Rewards Credit Cards 101 | How to Pick the Best Credit Card for Free Travel

Travel Rewards Credit Cards 101 | How to Pick the Best Credit Card for Free Travel

Trying to navigate through all the travel reward card options? Are you trying to pick the best credit card to earn free travel? This video should help! We break down the three major categories of travel rewards credit cards so you can pick the right card for you.

Each section contains the following structure:
– Overview
– Example credit cards
– Pros
– Cons
– My experience

Since it’s a long video, here are some markers to help (in case you want to skip to a specific section)
1:19 – Co-branded / loyalty cards
4:29 – Flexible points program cards
9:00 – Flat-rate cards
12:12 – Questions to help you decide which card is right for you

Please share your experiences and ask any questions in the comments section!

– Chase Sapphire Reserve ⇨
– Chase Sapphire Preferred ⇨
– Chase Freedom ⇨
– Chase Freedom Unlimited ⇨
– Chase Ink Business Preferred ⇨
– Chase Ink Business Cash ⇨
– Chase United MileagePlus Explorer ⇨
– American Express Blue Cash Preferred ⇨

– CAMERA: Canon G7X Mark II ⇨

– Newsletter / Website ⇨
– Instagram ⇨
– Pinterest ⇨
– Twitter ⇨
– Facebook ⇨
– Snapchat ⇨ @tripastute

– Shop on Amazon ⇨

– Airbnb (use ERNESTS1215 for off your 1st booking) ⇨
– Lyft (use ERNEST243 for off your 1st ride) ⇨
– Uber (use ERNESTS1354ue for off your 1st ride) ⇨

– Santo Rico by Twin Musicom is licensed under a Creative Commons Attribution license (
– Fortaleza by Topher Mohr and Alex Elena
– Getz Me to Brazil by Doug Maxwell/Media Right Productions
– Staccato by Vibe Tracks
Video Rating: / 5

What are the Top Travel Credit Cards? (2017)

< object kind="application/x-shockwave-flash" design="size:425 px; height:355 px;" information ="//" >< param name="film" value ="//"/ > We contrast the Chase Sapphire Preferred, the Resources One Endeavor, the Barclaycard Arrival+ and also the BankAmericard Traveling Incentives and also work out which is best for you.
MUSIC CREDIT SCORE: Vexento – Masked Raver

Why You Should Have a Rewards Credit Card

While rewards credit cards have been offered since the days of the Discover card, there are still a lot of consumers who don’t know that they could be earning rewards for using their card. The idea is simple: You receive points for every dollar you spend. These points add up and later, you redeem those points for either cash or rewards.

When you start shopping for your rewards credit card, keep in mind that there are numerous cards of this type on the market. Each of them have differing terms and characteristics. Before shopping, it is helpful to know your spending habits. If, for example, your commute to work is a long distance, you may want a rewards card that gives double points to gas purchases.

Normally, these cards will award you one point for every dollar you spend. Of course, one point doesn’t mean one dollar worth of buying power. In fact, it’s normally between 1% and 3%. I have a rewards card where I need 5,000 rewards points to get a $ 50 gift card to my favorite restaurant.

Doesn’t sound like a very good deal, does it? You’re right, it’s not but you have to think about it differently than when you evaluate a regular purchase. These rewards are adding up because you’re simply using your card rather than paying cash. If you were paying cash, you wouldn’t receive any rewards points. Comparing it to cash, it’s not that bad of a deal.

As we looked at earlier, you need to spend some time shopping for the best offer. Some rewards credit cards charge an annual fee while others don’t. Some pay double points for certain purchases while others pay triple rewards and have monthly incentives that pay extra points.

The terms that are hidden in the fine print are different for each card so make sure you read all of it. Don’t automatically dismiss the cards with annual fees. Sometimes the fee is worth it and often times, the credit card company will waive it if you ask.

Now that you’re wondering how you have lived without a rewards card, let’s get back to reality. While rewards cards are a great way to get some money back, you can never pay interest. Interest will wipe out the rewards you earn so you must pay your card in full each month. If this is the first time you have read about rewards credit cards, now is the time to start your search.

For more about rewards credit cards or credit cards for good credit visit us.

How To Apply for a Rewards Credit Card Online

rewards credit card
by Net Archive Book Images

Do you keep in mind the moment when you mom obtained a pen and a ‘thanks’ note from a credit history card company, for being a loyal consumer? Gone are the days of simply and straightforward credit cards. Plain vanilla cards are a point of the ancient past. The most recent buzz word on the credit scores card scene is a ‘incentives charge card’. Naturally, having the Web as a source implies you can find what suits you ideal really rapidly. So if you know just how to request a such a card online you will certainly get awarded, and compensated in style.When you apply for a
rewards charge card online, do not be surprised by assurances of cash back, present certifications from your preferred store, marked down flight, holidays as well as so on. Today, such cards are incredibly popular and also issuers are prepared to guarantee the planet to guarantee commitment. If you do a bit of study prior to you make an application for such a card, you may even get hard money as a benefit. Definitely, seek presents as well as discounts from the card companies themselves, in addition to 3rd party incentives.There are so several different kinds of credit scores card around today. The competition is bound to obtain even more strong as well as edgy. Companies believe that incentives assure commitment, and also the winner in this situation is always the customer. If you use for a rewards bank card online you can see exactly what they could offer you. Prior to you obtain an incentives bank card,
you must discover the choices offered to you. With the sheer variety of cards on the market, there is bound to be some confusion. Type through all the straight mailers and also solicitations and make a notified choice. Broadly there are three kinds of rewards programs. These are the point based program, the cash-back program as well as the frequent flier program.The factor based program permits you to gather factors on certain acquisitions you make. You could after that browse a brochure produced by the issuer, and select your own benefits. If you are interested in option, after that get a rewards charge card online from a company like the American Express which provides this kind of rewards program. The downside of this program is that the items detailed in the brochure could be a bit overpriced.Cash back programs function best for people that are not big spenders. You obtain a certain portion of cash money back on things that you purchase with your credit rating card. In some cases, there could be a restriction on the overall quantity you could get as cash money back. Also, with particular cards, you could need to charge a particular quantity of money to your card prior to you get the refund. Lastly, the regular flier programs offer you free rides with airlines that are tied up with issuers. You need to spend a certain amount of money and also bill it to your card prior to you certify for the complimentary ticket. You may obtain several regular flier programs only if you prepare on taking on numerous worldwide flights. Ways to request an incentives debt card online is simple: you just take a look at exactly what gets on offer and use the easy application type. Gordon Goodfellow’s site reveals you just how to apply for a rewards credit history card online in addition to using 0 APR cards which stay interest-free for years. His associate site offers bank card equilibrium transfers in the UK. Locate Much more Rewards Bank card Articles