Category Archives: Low Apr Credit Card

When The Fed Raises Interest Rates Every Bond Proxy Will Collapse: Michael Pento

Today’s Guest: Michael Pento

Pento Portfolio Strategies LLC

The Coming Bond Market
Collapse: How to Survive the
Demise of the U.S. Debt Market

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Explain Treasury rates, LIBOR, and repo rates, and what is meant by the “risk-free” rate

The value of an investment using different compounding frequencies

Interest rates based on different compounding frequencies

The theoretical price of a bond using spot rates

Find forward interest rates from a set of spot rates
Find the value of the cash flows from a forward rate agreement(FRA)

The duration, modified duration and dollar duration of a bond

The limitations of duration and explain how convexity addresses some of them

The change in a bond’s price given its duration, its convexity, and a change in interest rates

The major theories of the term structure of interest rates

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Macro 4.4- Interest Rates: Real vs Nominal Practice

Mr. Clifford explains simple tips to determine the real interest rate

Warren Buffett, Berkshire Hathaway CEO, discusses just what he could be telling people about marketplace volatility and shares their ideas on the influence of negative interest levels.
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Unfavorable Rates ‘Distort’ Every Thing: Warren Buffett | CNBC

REALIST NEWS – Higher Interest Rates, A Major Recession, Giant Stock Market Crash

< things type= "application/x-shockwave-flash" design= "size:425 px; height:355 px;" data="//" >< param name= "flick" worth="//"/ > Recommended for Silver and Gold Purchases.).

Federal Reserve Raises Interest Rates – Throwing Trump Under The Bus

Federal Reserve Raises Interest Rates - Throwing Trump Under The Bus

Josh Sigurdson talks with author and economic analyst John Sneisen about the Janet Yellen and the Federal Reserve’s choice to raise interest rates right as we approach Donald Trump’s inauguration. It’s convenient to crash the economy right as Trump gets in, so that they have a scapegoat. The vast public will blame less government, less regulations, less taxes when in reality it’s the private apparatus the Federal Reserve.
Interest rates shouldn’t be lowered or raised. It’s all artificial. The monetary system and the markets are both artificial and it creates the Hegelian we face on a day to day basis. Problem, reaction, solution, repeat. Devalue, create debt, cause inflation and then make it worse all while regulating small businesses out of the market and monopolizing major corporations favored by the state.
It’s a good thing to reduce regulations and loosen the stranglehold on small businesses. It’s also excellent to remove the extortion racket currently being perpetrated by the state which Trump claims he will be doing. However, it doesn’t matter. As long as the Federal Reserve is enslaving the country in debt through worthless currency and manipulative control, nothing will change.
John Sneisen goes into how interest rates affect the people and the difference between manipulated interest rates on the social contract and natural interest rates on the private contract.

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Video edited by Josh Sigurdson

Josh Sigurdson
John Thore Stub Sneisen

Graphics by Bryan Foerster and Josh Sigurdson

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Latest Interest Rates News

Image from page 206 of “American ornithology for the home and school” (1901)
interest rates
Image by Internet Archive Book Images
Identifier: americanornithol11901reed
Title: American ornithology for the home and school
Year: 1901 (1900s)
Authors: Reed, Chester A. (Chester Albert), 1876-1912
Subjects: Birds
Publisher: Worcester, Mass. : C.K. Reed
Contributing Library: Smithsonian Libraries
Digitizing Sponsor: Smithsonian Libraries

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About This Book: Catalog Entry
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Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
■a-u-ii-u-a-<»-a-u-cA-i*-u-{*-a-< ci=»ncH<Ci»ciHHcincnnn=j3B=- Vol. I. September, IDOl. JVo, 9 AMERICAN OSTRICH FARMS. a thousand Os- Nearly triches, the descendents ofAfrican imports, are vege-tating in CaHfornia and Ar-izona at this writing. Apair of these creatures havebeen known in Californiato hatch thirty-seven chicksin one year; a brief reflec-tion upon these figures with-out a lively imagination willin a very short time showlarge prospective profits inthe culture of the AmericanOstrich; experience, thebest teacher, shows thatthis rate cannot by anymeans be depended upon,but that different localitieseven in the same districtaffect very seriously thehealth of this strange spec-imen of the bird creation.Cold winds and the wantof green food are often fatalto the Ostrich young; eventhe embryo is not free from

Text Appearing After Image:
OUR CORRESPONDENT. i6o AMERICAN ORNITHOLOGY. danger of destruction by the parent, either caused by fright on the part ofthe hen Ostrich, resulting in breaking the eggs while in the nest, or bythe irregular appetite of the male, who will in some cases acquire a habitof eating the fresh laid eggs of his partner. The Ostrich industry has al-ready attained proportions of sufficient size to interest capital; and todaynot a single Ostrich can be bought for love or money uncontrolled by thecompetitive demand of this Ostrich trust. For purposes of revenue mostof the Ostrich farms of America are dependent upon the object of interestwhich these strange bipeds are to the tourists from the north; who annual-ly visitthe warmer climates of this country, in which only can the AfricanOstrich thrive. Exhibitions are made of the birds at Northern expositions,but these exhibits are by no means Ostrich farms in the true sense of that

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Ken Rogoff on what happens when interest rates go negative

Ken Rogoff on which takes place when interest levels get bad

Harvard economist and author of “The Curse of Cash”, Ken Rogoff, explains just what unfavorable rates of interest are made to do and their unintended effects.


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Former Tx congressman Ron Paul on economic climate’s data recovery and how the Federal Reserve affects it.
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U S Dollar Collapse, Interest Rates & Donald Trump

U S Dollar Collapse, Interest Rates & Donald Trump

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Finding the Best Credit Card Interest Rates in the UK and Worldwide

interest rates

NASA on The Commons Whether you have a lot of plastic or you are requesting your first one, something that you need to be mindful of is the interest rates. Discovering the best charge card rates of interest in the UK and also around the world can initially appear discouraging. When you make use of plastic there is a price of passion that requests nevertheless long the quantity charged remains unpaid.

While there are numerous reasons to pay your charge card costs when it comes to be due, there are numerous situations where you could find yourself in a circumstance where the rates of interest becomes essential.

< br/ > Credit rating card rates of interest in the UK as well as the USA are on the up, the price that companies use their clients differs wildly. Commonly, it could be anywhere from 7 percent to as high as 36 percent. There are many variables that affect the rate of interest price that you are provided. Some banks and also money companies just have higher rate of interest than others, which is something that you can examine out when you are using. It is constantly suggested that you have a look around for the best rates of interest.

The important things that the majority of influences your rates of interest is your previous credit rating. If you have poor credit rating, your present firm will consider your threat of nonpayment higher. In an initiative to make certain that they will certainly recoup the cash, they will certainly enforce a higher rates of interest on your account.

Just how do you locate the very best charge card interest rate in the UK well rate of interest in the UK are not composed in stone. There are a few points you can do to lower a high rate of interest rate on your existing account. The first thing that you could do is call your bank card company. Prior to you do so, attempt to make certain that you have a great background with them before this, that you’ve paid your expenses immediately. Pleasantly mention your excellent debt background and request a lower rate of interest. Credit history prices are a great deal much more fluid compared to many people think and also there’s an excellent chance that your rates of interest will certainly be lowered after that as well as there.

< br/ > If you can not protect a reduced interest price with your very own business, it is time to start looking around for an establishment that is better for you. Armed with a history of excellent credit as well as prompt payments, you can easily discover a credit report card company that will offer you favorable rates.

One point to maintain in mind at this point is to check out all the small print. If the rates of interest is as well excellent to be true, it commonly is. If you see a firm that offers a 3 percent rate of interest, see to it that this is not merely an introductory deal, that is, one that expires over a specific quantity of time. After a few months at a 3 percent rate of interest, you may locate yourself with an interest rate of 10 to 20 percent if you’re not mindful!

< br/ > If you could obtain a line of credit score with a lending institution, they also often tend to have much better bargains and also rates of interest, but you normally should be associated to whatever organizes the lending institution, like an university or a company.

Something for certain, finding the most effective bank card interest prices in the UK and also the USA will constantly have lots of surprises! There are lots of points you could do to reduce your rates of interest, so don’t delay! Locate a firm that will certainly offer you the low rates of interest you are entitled to.

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How Negative Interest Rates & Deflation Will BANKRUPT THE WORLD – Mike Maloney

Watch Episode 6 right here: Keynesian central preparation cannot work, but the earth’s main bankers remain believing that their theories are proper for the reason that it’s what the textbooks from academia say. The result would be that they are going to destroy what exactly is left of this productive economy and our currencies. For this reason i really believe silver & gold include a central lender guarantee.
If you liked seeing this video, make sure to have a look at Hidden Secrets of income site at It’s a world-leading academic series by Mike Maloney, the bestselling composer of the Guide to buying Gold & Silver. As Mike explains when you look at the show along with his book, we live in an economic system this is certainly made complicated by-design. Essentially, it’s arranged so many people don’t also attempt to comprehend it. In Mike’s videos, he reduces these ideas making use of easy-to-follow analogies, genuine pages from history, and animated graphics that link everything collectively.
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FBN’s Peter Barnes reduces the Fed’s interest choice.

What Happens If Interest Rates Go Up?

Marshall Auerback, Levy Institute/Economists for Peace and Security joins Thom. Economists all over the world are waiting to see if the Federal Reserve will raise interest rates – potentially setting off a new financial crisis. So what will the Fed end up doing? And what should that tell us about the underlying state of the economy?

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Donald Trump Talks Interest Rates, Hillary Clinton’s Health, More (Full) | Squawk Box | CNBC

< things type =" application/x-shockwave-flash" design =" size:425 px; elevation:355 px;" information ="//" > < param name =" allowFullScreen" value="real"/ >< param name =" allowscriptaccess" worth="constantly"/ > Republican governmental nominee Donald Trump chats with “Squawk Box” staff regarding everything from Hillary Clinton’s health, Brexit and also migration.
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Donald Trump Talks Interest Rates, Hillary Clinton’s Wellness, More (Complete)|Squawk Box|CNBC
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Do Interest Rates Drive The Foreign Exchange Markets?

Rates of interest defined: interest levels are LIBOR-based for currencies of disbursement plus a spread that will be dependent on the complexity of transaction and threat profile associated with applicant.

The Forex, or forex trade, is about cash. Money from all around the globe is paid for, sold and traded. From the Forex, anybody can trade currency with possibly come-out forward in the long run. Whenever dealing with the forex exchange, you’re able to choose the currency of 1 country, offer it and then make a revenue. For instance, a broker might get a Japanese yen once the yen to buck proportion increases, then offer the yens and get back American bucks for a profit.

The foreign exchange market, sometimes known as the Forex market, is just one that is afflicted with a number of things. The market is getting perhaps one of the most popular forms of trading these days. It used to be set aside for wealthiest regarding the rich, but these days with reduced minimums; this will be an industry that draws folks from all monetary amounts. The appealing thing about forex trading is actually its influence also it exchangeability. Lots of people with a grand back ground into the Forex system usually takes little money and turn it into lots with the forex market. But when you’ve got expertise when you look at the forex, you have to also be alert to things that affect it. Being conscious of these specific things is part of making reasonable and rational choices of trading.

Interest rates tend to be something which drives this currency exchange market. While money prices are what industry is about, interest levels have a direct influence on those costs. Therefore, to be able to understand the present forex, one must understand the current problems of each and every individual interest. While economic and governmental problems may on the list of things that significantly impact the Forex, there is nothing that affects it more than interest rates. Something to remember is the fact that money often uses interest levels. If the interest rates raise, people may wish to capitalize high returns and you’ll see cash flowing to the country. When one country’s interest rates increase, their currency sometimes appears to be stronger than other currencies. This occurs because investors seek a lot more of that currency to profit much more. Usually, it really is regarded as a very important thing when interest rates increase and a poor thing if they fall.

Government participation when you look at the Forex isn’t an uncommon action. Occasionally governments will flood market due to their own domestic currency. This step may seem silly to somebody who knows absolutely nothing towards forex, however to people who understand it really, it creates sense. When governing bodies flood the Forex with their own domestic currency, they’ve been attempting to lower the price. If they purchase their own domestic money, they’re wanting to enhance the cost. An individual might know this strategy as Central Bank input. Governing bodies do this to aid their overall economic climate. This is certainly a form of activity that keeps this currency exchange market strong and regular. When you’ve got acutely big people making appearances maintain everything as reasonable as possible, you generate an attractive marketplace.

While rates of interest can drive the market for a short time, the character regarding the forex market causes it to be difficult for all of them to operate a vehicle it for an excessive period of the time. The look of market, with it becoming big in dimensions and volume, restricts interest levels from having total control over the system. Often however, experts attempt to determine when rates of interest will rise or fall. The most typical thing they are doing so that with rates should pay attention to economic rising prices indicators. Sometimes people and experts will also tune in to speeches from politicians and other influential folks. They can select apart clues so as to make a guess prior to the announcements are built. In most cases, there’s slightly advance notice before interest levels move.

As you can plainly see, the influences of great interest rates on the forex are strong. They could assist determine which countries’ currencies will be the best. This naturally is relative to all other currencies in the market at the time. Once you think about the rise and fall of interest prices, you can easily remember that when interest levels fall, its typically a good thing for people and domestic money. Whenever rates fall, it’s not such a good thing. When prices remain reasonable for an extended period of the time, industry may seem some lifeless, however the best part about the forex market is whenever federal government gets included, which it usually does at these down times, there’s expect improvement. Therefore, if you’re starting to learn about market, don’t forget to pay attention to the increase and autumn interesting rates around you in order to make the very best investment decisions feasible.

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Bonds, Interest Rates, and the Impact of Inflation Part 2 of 2

interest rates
by Net Archive Publication Images

The marketplaces drew back Monday on just what was just a technological sell off. As we have been stating for three or 4 weeks, the marketplaces were extended as well as looking for a duration of combination. Bonds drew back a little bit, yet we remain bullish on convertible bonds and newing market bonds. We feel these fields of the bond market have a great deal of area to run. Additionally, industries like the IEZ Oil solutions firms resemble a great area to include in placements.

We have all been reading and listening to with the automated investing cuts of $ 85 billion in federal government investing that will certainly take place on March 1st. We are hearing that public servant will certainly be furloughed, flights postponed, bad guys establish totally free, as well as from Bill Murray, cats and also dogs will certainly start to live together. Talk with hype! Despite having the cuts, our Federal Government will certainly invest 15 Billion greater than it did in 2015 as well as 30% greater than in 2007. Government investing on defense is 19% greater, and also will certainly be 13% above in 2007. Scare strategies similar to this have actually absolutely obtained out of control. Right here is our forecast: nearly nobody, as well as I mean nearly no one, will even discover. We can lower investing by another 300 billion as well as hardly anyone would observe.

< br/ > Bonds, Interest Rates, as well as the Influence of Rising cost of living Component 2 of 2< br/ > Why see the Fed? Inflation likewise influences rate of interest. If you have actually listened to an information analyst speak about the Federal Reserve Board raising or reducing rate of interest, you could not have actually paid much interest unless you were around to buy a residence or secure a loan. However, the Fed’s choices on rate of interest can additionally have an influence on the marketplace worth of your bonds.

< br/ > The Fed takes an energetic function in attempting to stop inflation from spiraling unmanageable. When the Fed gets worried that the rate of rising cost of living is climbing, it could determine to increase rate of interest. Why? To attempt to slow down the economic climate by making it much more pricey to obtain cash. For example, when rates of interest on mortgages rise, fewer individuals can manage to get houses. That has the tendency to dampen the real estate market, which subsequently can affect the economic situation.

When the Fed raises its target interest price, some people rates of interest and also bond yields typically rise also. That’s because bond issuers have to pay an affordable interest rate to get individuals to buy their bonds. New bonds paying greater passion prices suggest existing bonds with reduced prices are much less valuable. Costs of existing bonds fall.

< br/ > That’s why bond prices could go down although the economic situation could be expanding. An overheated economic climate can cause inflation, and investors start to fret that the Fed might need to raise passion rates, which would injure bond prices although returns are higher.

Falling rates of interest: high news, trouble
Just the other happens when rate of interest are falling. When prices are dropping, bonds released today will generally pay a lower rate of interest than similar bonds issued when rates were higher. Those older bonds with greater yields become a lot more important to financiers, who agree to pay a greater cost to obtain that better income stream. Consequently, rates for existing bonds with greater rates of interest have a tendency to rise.

Instance: Jane purchases a recently provided 10-year business bond that has a 4% coupon price– that is, its yearly payments equal 4% of the bond’s principal. Three years later on, she intends to offer the bond. Nevertheless, rate of interest have increased; corporate bonds being provided now are paying rate of interest of 6%. As a feedback, capitalists won’t pay Jane as much for her bond, since they might get a newer bond that would certainly pay them more interest. If rate of interest later start to fall, the value of Jane’s bond would climb once again– especially if rates of interest drop listed below 4%.

When rate of interest start to drop, it’s typically because the Fed believes the economic climate has started to slow. That could or might not benefit bonds. Fortunately: Bond rates might increase. However, a slowing down economic situation likewise boosts the possibility that some borrowers may default on their bonds. Also, when rate of interest drop, some bond issuers could redeem existing financial debt and also release brand-new bonds at a reduced rate of interest, equally as you might re-finance a mortgage. If you prepare to reinvest any one of your bond earnings, it might be a challenge to produce the very same amount of earnings without adjusting your investment technique.

All bond financial investments are unlike Inflation and rates of interest modifications don’t influence all bonds equally. Under typical conditions, temporary rates of interest could feel the impacts of any type of Fed activity virtually right away, but longer-term bonds likely will see the best rate adjustments.

< br/ > Additionally, a bond mutual fund could be impacted somewhat in different ways compared to a specific bond. For instance, a mutual fund’s manager might be able to change the fund’s holdings to minimize the influence of rate adjustments. Your monetary expert may do something similar if you hold individual bonds.

Concentrate on your goals, out rates of interest alone< br/ > Though it’s valuable to comprehend typically how bond prices are influenced by rate of interest and also inflation, it possibly doesn’t make good sense to obsess over just what the Fed’s following choice will be. Rate of interest cycles have a tendency to take place over months or even years. Also, the relationship between passion prices, rising cost of living, as well as bond prices is intricate, and also can be influenced by aspects aside from the ones detailed right here.

Your bond financial investments should be individualizeded to your specific monetary goals, and take into consideration your various other investments. An economic specialist can help you develop your portfolio to accommodate transforming financial conditions.

Have a wonderful week!
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Copyright 2013. Vance Howard began his expert finance profession in 1992 with the development of Chartered Financial Solutions, Inc., which was renamed Howard Resources Management, Inc. in 1999. Vance focuses on research, growth, and implementation of different kinds of trading systems. Most Rates of interest Articles