American Express Blue Cash: A Rebate Credit Card By Any Other Name Cannot Be Sweeter

A rose may be a rose by any name, but when it comes to cash rebate cards, a cash back credit card is not a cash back credit card, at all. They differ widely in just about every conceivable way: Some are bland and uninteresting, some are completely overpriced and some have prickly thorns hidden in the rich green foliage.

There are a couple of things you simply have to ask yourself when shopping for cash rebate credit card:

* What is the APR on purchases?
* What is the annual fee?
* Are there any introductory offers?
* What is the balance transfer rate?
* What are the restrictions on the cash rebates:

o Is there a hurdle to entry?
o Is there a ceiling?
o Is there a limitation on where I have to shop to earn cash back rewards?
o Will my earnings reduce when I reach a specific point?

* Are there any ancillary benefits associated with the card?

When you start asking these questions, don’t be too surprised if the American Express Blue Cash credit card comes up either ahead of the pack or, at the very least, in the leading group. This credit card company has been working hard to ensure that holders of their American Express Blue Cash credit card receive the best of the best, and then some.

American Express Blue Cash Reward Categories

The cash back rewards offered through the American Express Blue Cash credit card is generous. Like its competitors, the American Express Blue Cash credit card differentiates between purchase types: Everyday Purchases and Other Purchases. Everyday Purchases encompass those purchases you make with your American Express Blue Cash credit card at supermarkets, gas stations and drugstores. Other Purchases cover pretty much everything else.

Unlike many of its competitors, the American Express Blue Cash credit card offers cash rebates in both of their purchase categories: In the Everyday Purchases category, you receive up to 5% bonus cash back when you swipe your American Express Blue Cash credit card and in the Other Purchases category, your receive up to 1.5% per transaction. There is no such thing as a minimum spending requirement and there is no such thing as a maximum earnings ceiling. You earn from day one, even on certain bill payments. The only exclusion is cash and cash related transactions.

American Express Blue Cash Reward Structure

The American Express Blue Cash rebate is calculated on an annual basis. If you spend $ 6,500 or less per year, the rates will be 1% for Everyday Purchases and 0.5% for Other Purchases. If you spend more than $ 6500 per year, your rebate will be 5% for Everyday Purchases and 1.5% on Other Purchases.

American Express Blue Cash Salient Features in a nutshell

* The American Express Blue Cash credit card charges no annual fee. It offers a 6-month 0% introductory APR on purchases, an ongoing purchase APR of 13.24%, and a balance transfer rate of 4.99% for the life of the balance transferred to your American Express Blue Cash credit card.

* As a holder of the American Express Blue Cash credit card, you also gain access to special travel related offers, discounts on a variety of branded merchandise, insurance, fraud protection, the 24/7 Global Assist program and Buyer’s protection, amongst others.

Devin Gilliland Provides Expert opinions and reviews to help you Compare American Express Credit Cards – Search American Express Blue Cash with – Unraveling the best in Credit Cards.

Credit Cards: Understanding Cash Back Cards – Compare Credit Card Rates

Browse – Take a look at charge cards | bank card submit an application for several different bank cards and compare charge card prices among bank cards with Rewards, 0 Credit Cards, Zero Percent bank cards, Airline Card / bank card Miles, scholar charge card, Instant Approval charge card or business Credit Card.

Charge card Offers from find, Visa, MasterCard, United states Express | AMEX, Citicards, Chase and much more. Search, Compare & Apply for bank cards at!

#2 – Cash Flow and Debt Management

In order to receive a sound wealth management roadmap, your Advisor needs to understand your cash flow. It’s impossible to make any sound investment recommendations without having a clear picture of how money is being spent. While cash flow is a critical component to any plan, there is also another telling indicator to review – debt.
Video Rating: / 5

Debt Management - A guide to debt management plans from Talk About Debt

Debt management is on of the most popular debt solution in the UK with over 500,000 believed to be in a plan. Find out more about debt management as a potential solution to your debt problems.
Video Rating: / 5